Make no excuses - If you want to own a home, get ready now✳️Do Not Buy a House without my First Time Buyer's Guide - https://bit.ly/3uI0JvL ✳️
💰💰Get Your Real Estate License Online and save with my Affiliate Link - colibri-real-estate.pxf.io/n1OEGa (If you cannot click, please just copy and paste)
0:00 - Introduction 1:09 - 3 Simple Steps to Homeownership 3:55 - Start Saving with a Goal of 7% 5:06 - Down Payment Assistance Offered by your State 7:26 - Purchasing Land 9:19 - How to Buy a House on Social Security 11:15 - Buying a House with NACA 13:03 - Mortgage Rates Increasing 14:37 - Impact of Car Payments on Homeownership 16:07 - Legacy Loans for African American Neighborhoods 17:16 - Should You Sell Your Car 18:52 - Will Rates hit 7.5% to 8% this Year? 21:53 - Buying a Home with High Interest Rate 23:42 - Lenders Increasing Costs Before Closing 26:02 - Using VA Loan to build a House or Buy a Modular Home 26:55 - Getting 3 Pre-Approvals without Multiple Hard Credit Pulls 30:35 - Hud Assistance Program in California 31:08 - Withdrawal of Mortgage Offer 32:30 - Paying off your Mortgage Early with No Penalty 33:45 - Get your Own Pre-Approval Outside of Current Lender 36:39 - Getting Down Payment Assistance after Buying or Selling 1st Home 38:34 - Should you Buy a House in a Community with no HOA? 40:46 - Timeframe to Purchase a Home after Pre-Approval 42:51 - Being Approved for a Conditional Loan from the Underwriter 44:50 - 1st Time Homeownership for Single Mothers 46:35 - Should we Disclose We are On a IRS Payment Plan? 48:33 - Down Payment for a $400K House 50:38 - Does taking a Loan to buy a Land count as a 1st Mortgage? 51:11 - Buying a House with 4 Months of Car Payments Left 53:29 - Closing with a Conventional Loan and then Refinance with a VA 54:19 - Should I Put Down 5% or 20% to get Rid of PMI? 55:48 - How long does it take to Buy a House? 56:57 - Putting your Children on the Title of a House 57:46 - Best time to give your Landlord a Notice & Start Packing when under Contract 1:01:52 - Minimum Savings when doing USDA and Down Payment Assistance on a $300K Home 1:05:20 - Buying a home under Business Name instead of Personal 1:06:36 - Buying a House with No Money 1:06:52 - How Much Does it Cost to Get Your Real Estate License 1:08:29 - Outro
