Buying a house takes more than just a down payment. In this video, I break down exactly how much cash you really need saved as a first-time homebuyer. Beyond the down payment, we’ll cover the extra costs most people don’t think about:
Lender fees – what they are and how much to expect
Appraisal costs – why they matter and when you pay them
Escrow reserves – setting aside money for taxes and insurance
Prepaids – interest, insurance, and other upfront expenses
Whether you’re buying in Greenville, South Carolina or anywhere else, this guide will help you understand the real numbers so you can plan with confidence.
💡 Ready to see what you qualify for? Visit www.greenvillemortgagebroker.com or call me directly — I’d be glad to walk you through your options.
📌 Chapters: 0:00 Intro 0:35 Down payment vs. extra costs 1:15 Lender fees explained 2:20 Appraisal costs 3:10 Escrow & prepaids 4:30 How to plan your savings
