In this episode, we sit down with Arav Sanjay, a Dubai real estate specialist who has facilitated real estate transactions worth thousands of crores in Dubai. Drawing from his experience working with investors, entrepreneurs, NRIs, and high-net-worth individuals, Aarav shares his perspective on how global investors evaluate opportunities beyond India. The conversation explores the Dubai real estate market, currency depreciation, rental yields, tax considerations, Golden Visa benefits, real estate cycles, investor behavior during periods of uncertainty, and how experienced investors think about diversification. Aarav also discusses different property segments, emerging locations in Dubai, and the factors he believes drive long-term appreciation and cash flow. Whether you're evaluating international diversification, exploring Dubai real estate, or trying to understand how sophisticated investors allocate capital across asset classes, this episode offers a detailed look at the opportunities and risks involved. Connect with Aarav Sanjay to learn more about his work in Dubai real estate.
– Sharan Hegde is a personal finance creator & founder of the 1% Club, simplifying money, markets, and mindset for India’s next generation of wealth builders.
– Timeline: 00:00 - Introduction 02:25 - Is This the Best Time to Invest in Dubai? 04:08 - How the Rupee's Fall Benefits Dubai Investors 06:08 - Why NRIs in Dubai Pay Zero Tax 08:15 - Who Actually Buys Dubai Real Estate? 09:12 - How 90% of Transactions Happen in Cash 10:25 - HAWALA Explained: How Money Moves from India to Dubai 13:00 - Rental Yield: Mumbai vs Dubai 14:31 - How to Spend Your Dubai Money Back in India 16:47 - Does the Government Know About HAWALA? 20:41 - If You Had 5 Crores, Where Should You Invest in Dubai? 22:34 - Under Construction vs Ready Property: What to Buy? 25:00 - Which Location & Developer to Pick in Dubai 29:53 - How to Trust a Dubai Developer with Your Money 33:11 - Aarav's Personal Asset Allocation 34:24 - Golden Visa: What It Is & Why It Matters 37:34 - IT Department is Tracking Dubai Investments 38:19 - How People Use Crypto to Buy Dubai Real Estate 45:00 - Conclusion
