First-Time Home Buyers: What You Need to Know Before Buying in 2026

First-Time Home Buyers: What You Need to Know Before Buying in 2026

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Publish Date:
10 July, 2026
Category:
Home Buying Tips
Video License
Standard License
Imported From:
Youtube

🏡 Thinking about buying a home but wondering if you can actually afford it? You’re not alone.

With today’s housing market constantly changing, many buyers are asking the wrong question.

Instead of asking…

“Can I afford a house?”

You should be asking…

“Am I financially ready to own a home comfortably?”

In this video, I’ll walk you through:

✅ What’s happening in today’s housing market

✅ How interest rates affect your buying power

✅ Signs you’re financially ready to purchase

✅ Down payment assistance programs

✅ First-time homebuyer programs

✅ FHA, VA, and USDA loan options

✅ How to avoid becoming house poor

As both an educator and REALTOR®, my goal is to help you make confident financial decisions—not pressure you into buying before you’re ready.

Whether you’re planning to purchase your first home next month or next year, this video will help you prepare for one of the biggest financial decisions of your life.

👇 Have questions about buying a home? Leave them in the comments—I answer every one!



📅 Ready to Create Your Home Buying Plan?

Book a free consultation:

🔗 https://calendly.com/shanda-granddebuts



📘 First-Time Homebuyer’s Roadmap

Download your guide here:

🔗 https://stan.store/shandakim/p/the-firsttime-homebuyer-roadmap



Connect With Me

🏡 Grand Debuts Legacy Group LLC

🌐 Website: https://shandakim.nationalrealtyguild.com

📱 Follow for weekly home buying tips, financial education, and real estate advice.



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• First-Time Home Buying

• Housing Market Updates

• Home Buying Tips

• Down Payment Assistance

• Credit & Budgeting

• Financial Readiness

• Buying vs Renting

• Southern Minnesota Real Estate

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