0:00 NEW 2023 Conventional Loan Requirements | Complete Guide For First Time Buyers 0:29 Overview 1:54 Down payment 4:47 Pick a helpful team 5:57 HomeReady/ Home Possible 7:04 Closing costs 8:45 Point Stuffing 9:52 Seller Credit 12:03 Source of Funds 15:21 Credit Score Requirements 18:45 Credit Events 19:19 Rates 21:45 Buydowns 27:45 Mortgage Insurance 29:16 Property Requirements 31:21 Appraisals 34:59 New appraisal types 37:54 Appraisal tips from a pro 38:09 Ryan Lundquist 39:35 Waiver myths 43:05 Sample Home 1 45:16 Sample Home 2 47:11 Loan Limits 48:56 Income and Employment 50:17 Rent history bonus 51:18 Affordability/ DTI 55:37 Max Purchase Price Calculator 57:11 Student loans 1:00:34 Refinancing 1:03:31 Success rate and seller perception 1:05:23 Tips from Javier Vidana 1:10:02 How do you get one?
— DISCLAIMER — Kyle Andrew Seagraves is Federal Mortgage Loan Originator (NMLS 1701021) licensed in all 50 states with the Dan Frio Team at Allied First Bank (NMLS 203463), an Equal Housing Lender. Separately, Kyle owns Win The House You Love LLC, an education company. Win The House You Love LLC is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This video is only for educational usage. All calculations should be verified independently. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. Allied First Bank is not affiliated with the VA, FHA, or any other government agency. This video has not been approved by any government agency.
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