First time home buyers are being lied to about the 2026 housing market. Purchase applications are up 7% year over year. First time buyers make up 70% of FHA purchase locks. Conforming loans just dropped below 50% of the market for the first time ever. And the #1 reason buyers actually get denied isn't credit. In this episode, Josh and Jeb break down 5 things every first time buyer needs to know before making a move in 2026.
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