How to buy a house with bad credit in 2026

How to buy a house with bad credit in 2026

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Can you buy a house with bad credit? YES — and I'm breaking down exactly how to do it step by step. Whether you have a 500 credit score or just don't know where to start, this video is your roadmap.
In this video you'll learn:

✅ The difference between credit repair and credit building — and why most people confuse them
✅ The authorized user strategy to boost your credit fast
✅ How to negotiate debt BEFORE you pay (most people do this backwards)

Resources mentioned:
🔗 Pull your credit report: https://www.creditscorego.com
🔗 Smart Credit monitoring:https://www.smartcredit.com/?PID=26461
📌 Watch next: [link to your credit repair playlist]
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I'm Shannon — I went from eviction with two kids to owning my home in under a year. Now I teach everyday people how to do the same thing. Subscribe for weekly credit repair, home buying, and financial literacy tips.

#firsttimehomebuyer #creditrepair #howtobuyahouse #badcredit #creditrepairтips #financialliteracy #homebuying #creditscore #debtfree #firsttimehomebuyertips

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Some links in this video may result in me receiving a commission at no extra cost to you.

Disclaimer-Shannon Payton is an independent contractor with Cornerstone Assoiciates at Keller Williams and is a licensed REALTOR in Delaware. My advice is intended to help and is not a solicitation of services if you are already working with an agent. I am not an attorney or financial planner. My advice is for educational purposes only.