It's true that a higher credit score can result in more favorable interest rates for home loans. __________ Chapters Introduction 00:00 Find your Credit Score 0:30 Look at your Credit Report 0:57 Make Timely Payments 2:10 Credit Limit and Balance Proportion 3:01 Become an Authorized User 3:27 Using Technology 4:07 Invitation for further discussion 5:30 __________ Here's a step-by-step process on how to make sure your credit is optimized. 1. Pull your free credit report from annualcreditreport.com 2. Contact credit companies by phone to dispute negative info. 3. Most important -- Make all payments by their due dates – although there is typically a grace period, do not get behind. 4. Most important --Pay down or pay off credit card debt. Keep your balances under 30% of the credit limit. 5. Become an Authorized User- if you have limited credit history, this may help to improve your score 6. Ask me about artificial intelligence to determine how to move money around to boost your score for qualification.
I’m Jeff Trevarthen, and my team and I have invested extensive time and effort to understand real estate and homebuying so your purchase can be profitable. It’s important to plan ahead if you're going to be buying a home. Apply for your mortgage and then do any necessary credit repair as instructed by your mortgage pro. __________ 📞 Schedule a call with me here to discuss Homebuying: https://links.jeffthemortgagepro.com/widget/booking/b33OyboPKrsHSRmd2Lvr
FHA Loan House Hacking – First Time Home Buyer Tips: https://www.youtube.com/watch?v=eIPn78B7W_c&t __________ 👉 Like, share and subscribe to never miss out on content related to real estate and financial planning, your financial future will thank you for it.📈 __________ #️⃣ Hashtags:
