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This video is great for first time home buyers! It covers all the essential points about building credit to increase your chances of getting approved for a home loan. It provides valuable information about credit scores, credit utilization, payment history, credit mix, and the importance of avoiding new credit accounts before applying for a mortgage loan. Kelvin also encourages viewers to take proactive steps to improve their credit and offers assistance with credit repair. Overall, it's an informative and engaging video that will help viewers understand the value of using credit builder loans.
-Chapters- 00:00 - Intro 01:18 - Which credit scores matter 02:46 - Minimum credit scores required 03:40 - How to build and/or improve your credit
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