They just removed the gatekeeper from U.S. mortgages. And almost nobody’s talking about it.
Fannie Mae and the FHFA quietly scrapped the old six-twenty credit rule.
That was the line that used to slam the door on anyone with “imperfect” credit.
Now the software that approves a huge chunk of home loans is letting sub-620 files in… and that tiny change could flip who gets rich off the next housing wave… and who gets wiped out by it.
Your new biggest fan, Matt
P.S. Hey, if any of this stuff resonated with you, I've got a few things that might help:
My new newsletter thing - It's called Shadow Capital Brief. Basically, I take all the confusing money news and break it down so you actually know what to do next. 👉 https://ShadowCapitalBrief.com
My book - Rich Dad asked me to create a course to go with it. It's everything I wish someone told me before I wasted years figuring this stuff out the hard way. 👉 https://MyEscapeBook.com
Our community - It's a bunch of fed-up professionals who got tired of playing by rules that don't work. We're doing creative real estate, AI stuff, alternative investing... you know, actual solutions. 👉 https://TheEscape.club
Oh yeah, and if you need passive income without all the guru nonsense... I made this guide 👉 https://FrustratedInvestor.com
And if you could use some money for deals, there's this 0% interest thing 👉 https://LoopholeLending.com that banks really don't want you to know about.
#housingmarket #mortgages #creditscore
Legal Stuff, Disclaimers, and a Dose of Common Sense
Since you made it all the way down here, here’s the real deal:
Everything on this channel—videos, posts, wild ideas, occasional rants—is mine. Epic Real Estate is a real company, but what you see and hear here is me sharing my personal thoughts, observations, and questionable opinions for your information and entertainment only. Not financial advice, not legal advice, not “go do this and sue me if it goes sideways” advice. Just a guy sharing what’s worked, what hasn’t, and what I think might work if you’re bold (and a little crazy).
I do my research, double-check facts, and try to keep it all up-to-date. But sometimes, I just share what I’ve seen, lived through, or picked up along the way—which might not always be verifiable or true for everyone. Stuff changes. Your mileage will definitely vary. If you’re about to make a big financial move because you watched a YouTube video (mine or anyone’s), please—get some professional advice first. You’re a grown-up. Own your decisions.
Heads up: Sometimes I recommend products or services. I might get paid. I might not. I only talk about stuff I think is useful, but don’t take my word as gospel—do your own homework.
Oh, and as for the cool stock images, music, or footage in these videos: all properly licensed and not for you to reuse, screenshot, or swipe. Don’t be that person.
Bottom line: You’re responsible for what you do with your own money, time, and energy. I’m not liable for anything that happens to you as a result of watching, reading, or listening to my stuff. Don’t blame me for your losses, and definitely don’t credit me for your wins—I’ll just say “told ya so.”
