Did you know you can buy a 2–4 unit property with your VA loan and live in one unit while renting the rest? Here's exactly how to do it. 🎯VA Loan Guide: https://bit.ly/3DKs32X 📅Book a call with me: https://bit.ly/3C178ID 📲Questions? Text/call me: 210-777-7293
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✝️ ”And we know that for those who love God ALL THINGS WORK TOGETHER FOR GOOD, for those who are called according to his purpose." - Romans 8:28
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🔍ABOUT🔍
In this video, I break down how to use your VA loan to buy a multi-family property — including duplexes, triplexes, and fourplexes — so you can house hack, build wealth, and potentially live mortgage-free.
You'll learn the exact VA loan guidelines for buying multi-unit properties, including how rental income helps you qualify, reserve and property manager requirements, and what happens if you have no landlord experience.
I also walk you through a real-world property example where we analyze rents, calculate monthly payments, and determine whether the deal makes sense.
If you’re a veteran looking to maximize your VA home loan benefit to become a real estate investor, this is the video for you.
The content in these videos shall not be construed as tax, legal, insurance, construction, engineering, health & safety, electrical, financial advice, or other and may be outdated
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⏱️TIMESTAMPS⏱️
00:00 – Intro: VA Loan & Multi-Unit Property Overview 01:00 – What Counts as a Multi-Unit Property? 01:22 – Key VA Loan Benefits for Multi-Unit Purchases 02:22 – Credit Requirements & Lender Overlays 02:59 – Debt-to-Income vs. Residual Income Explained 04:15 – How Household Size Impacts VA Residual Income 04:34 – No Down Payment vs. Closing Costs Clarified 06:09 – How to Estimate Closing Costs on VA Loans 06:28 – Using Rental Income to Qualify for Multi-Unit VA Loans 07:49 – What If You Don’t Have Landlord Experience? 08:45 – Reserve Requirements & Property Manager Rule 10:08 – Qualifying Without Rental Income 10:55 – Live Mortgage Calculator Breakdown 11:56 – Understanding the VA Funding Fee 12:43 – Estimating Taxes & Insurance for Monthly Payment 13:27 – Analyzing Rental Income vs. Mortgage Payment 14:41 – Final Thoughts & Example Summary 14:56 – Message of Faith & Encouragement
