Most investors compare rental property to their stock portfolio and stop there. That comparison misses ten characteristics that no other asset combines in one place.
Ownership. You hold the deed, not a share in a REIT or a position in a fund. Every decision on the property is yours, and you can hire a property manager to execute it.
Growth and cash flow. The property produces monthly income while it appreciates — two return streams working at once, not the single number most investors track.
Leverage. Real estate can be financed over 30 years at a fixed rate, locked in at purchase. Your tenant, not you, pays that debt down every month.
Risk mitigation. A property has never been worth zero. You can insure the structure and the income against loss, and every transaction includes an independent third-party appraisal and inspection, so you know what you're buying and what you're paying before you close.
Tax incentives. Depreciation, including accelerated depreciation through a cost segregation study, offsets cash flow and lowers your tax bill on the property.
That's 10 characteristics, one asset. Ron Phillips, Lineage's founder and CEO, walks through the math behind each one in this session.
Lineage is a real estate investment platform that combines acquisition, DSCR lending, insurance, and property management into one coordinated transaction. We work with investors who want real estate in their portfolio without becoming landlords.
