Florida’s rental market didn’t just get expensive — it stopped functioning.
In 2026, landlords are losing tens of thousands per year as insurance, taxes, HOA fees, and maintenance costs explode. At the same time, tenants are being priced out, disqualified by income requirements, and displaced — even as vacant units sit unrented.
This video titled Florida Rental Market BROKE Why Landlords AND Tenants Are Both Losing, breaks down what’s happening across Florida cities like Miami, Naples, Sarasota, Cape Coral, Orlando, and Kissimmee, showing how the rental market entered a dual-sided failure where:
• Landlords cannot lower rents without catastrophic losses • Tenants cannot qualify at current rent levels • Properties can’t be sold because buyers face the same insurance math • Vacancies rise despite housing shortages • Small investors are wiped out while institutional capital waits to buy distressed assets
This isn’t a temporary disruption. It’s a structural collapse driven by insurance market failure, cost floors exceeding income ceilings, and qualification rules that eliminate demand.
If you rent, own rental property, or are considering moving to Florida — you need to understand what broke and why it’s not fixing itself.
