0:00 - Topics to be Covered today 1:29 - Reason behind No Major Rush to Buy Homes 2:25 - No Rush but Be Ready to Buy 4:51 - How to get to 7% on Mortgage Programs? 6:43 - What is Seller Concession? 8:49 - Building on your own Land 10:46 - Seller Paying Closing Cost 11:14 - Can you Buy a House in your Business Name? 12:07 - What is considered to be Debt to Income Ratio? 13:42 - Should we Apply with a Major Bank or a Credit Union? 14:43 - It's Important to Save but Not Guaranteed to Receive Sellers Concession 16:44 - Drawing from Equity to Buy another Property on Cash 17:39 - Will Interest Rates Fall by September? 19:41 - Would 7% be a Good Start to Purchase a Penthouse in New York? 22:01 - Do we have to Live in a State for 2 Years to Buy a House? 25:41 - Being Approved for $400K instead of $100K 27:04 - How to begin the Process of Renting your House and Purchasing another House to Live? 29:10 - Debt to Income Ratio Calculators including Rent as Debt 30:24 - How many Years of Employment are needed to Qualify for a Home Loan? 31:23 - Debt to Income Ratio Calculators including Rent as Debt 31:59 - Losing your home if the Business is Sued or Goes Under 33:13 - Advantage of Renting your House 34:53 - How do you Calculate How much you can Afford to Purchase a House? 37:00 - What's the Market like in Shaheeda's Area? 39:22 - Where's the Relief Opportunity for Home Owners with Moderate Income? 42:54 - What Platforms are Recommended to get Updates on the Market? 45:17 - Upcoming Schedule 46:57 - Is there a Lot of Red Tape to Qualify for a HUD Home? 49:20 - Can you Tap into the Equity of a Rental Property? 50:02 - What's the Quickest Way to Lower your Monthly Mortgage Payment? 51:32 - Is 2024 going to be a Good Year to Buy a House? 53:54 - Company's Recommendation for becoming an Agent 54:57 - How long should we Wait before Reaching out to Lenders after Co-signing a Loan for a Family Member? 56:56 - What's the Best Method for Single Income Person to Afford a Home to Save the 20% to make the Monthly Mortgage more Manageable? 1:00:06 - Next Week Schedule: Inheritance Planning 1:00:42 - Outro
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